Terms of Use

This website is operated by Aryon Advisory and Consulting (Pty) Ltd, a company registered in South Africa, and its associated entity Aryon Consulting (collectively, "Aryon", "we", "us", or "our"). References to "you" or "user" mean any person accessing or using this website.

You may use this website for lawful purposes only and in a manner consistent with these Terms of Use. You agree not to:

• Use this website in any way that violates applicable local, national, or international law or regulation. • Transmit any unsolicited or unauthorised advertising or promotional material. • Attempt to gain unauthorised access to any part of this website or its related systems. • Introduce viruses, trojans, worms, or other malicious or harmful material. • Reproduce, duplicate, copy, or resell any part of this website in contravention of these terms.

We reserve the right to restrict or terminate access to this website at any time without notice.

All content on this website — including text, graphics, logos, images, and design — is the property of Aryon Advisory and Consulting or its licensors and is protected by applicable intellectual property laws.

You may view, print, or download content from this website for your own personal, non-commercial use, provided you do not modify the content and retain all copyright and proprietary notices. No other use is permitted without our prior written consent.

The content on this website is provided for general informational purposes only. It does not constitute professional advisory, legal, financial, regulatory, or other specialist advice. Nothing on this website should be relied upon as a substitute for obtaining appropriate professional advice tailored to your specific circumstances.

Engagement of Aryon's advisory services is subject to a separate written agreement between the parties.

We endeavour to keep the information on this website accurate and up to date, but we make no representations or warranties — express or implied — as to the completeness, accuracy, reliability, or suitability of any information on this website. We reserve the right to change or remove content at any time without notice.

To the fullest extent permitted by applicable law, Aryon shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising out of or in connection with your use of, or inability to use, this website or its content.

This includes, without limitation, loss of income, revenue, business, profits, contracts, anticipated savings, data, goodwill, or wasted management or office time.

Nothing in these Terms of Use excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by applicable law.

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Inclusion of a link does not imply endorsement by Aryon.

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices.

We may revise these Terms of Use at any time by updating this page. The date of the most recent revision is shown at the top of this page. Your continued use of this website after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

These Terms of Use are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of South Africa, without prejudice to any rights you may have under the laws of your country of residence.

If you have any questions about these Terms of Use, please contact us:

Aryon Advisory and Consulting Email: info@aryonadvisory.com Website: aryonadvisory.com